public advocacy for people who want more
Public Adjuster for Insurance Claims
What is a Public adjuster?
A public adjuster is an insurance claims professional that represents you! A public adjuster is an expert for insurance claims, and will advocate on your behalf during the claims process. A public adjuster works only for you and never for any insurance company. Insurance company adjusters or independent adjusters are all hired and paid for by the insurance company. They are only obligated to report to the insurance company. All Public adjusters must be licensed by the state and required to pass strict testing guidelines and continuing education requirements.
It is illegal for any “contractor” to perform the same duties of a public adjuster.
What We Do
Why do you need a public adjuster?
Many people will experience an insurance claim at some point in their life. Your home or business is one of the biggest investments you will ever make. You want to protect that investment and make sure that you get everything your entitled. The claims process can be extremely overwhelming and time consuming. If you have a large loss, the time required can be equivalent to a full-time job. The claims process involves reading and understanding your policy coverages, and knowing how to apply those coverages. You must understand the insurance rules, regulation and the negotiation process.
As an insured, you must also provide the insurance company with a detailed list of your damages. Valuing everything that was damaged or destroyed, with the most up to date pricing. You want an expert in the field, that can meet with insurance adjusters, contractors and mitigation companies to ensure that your property Is being correctly addressed. All this can be labor intensive and challenging when you are emotionally attached to the claim.
How We Can Help
Total Adjustment ServicesWe understand that this could be a difficult time for you. We aim to provide you with a personal one on one service that the competition doesn’t. We are always available to answer all your questions and make sure that you are fully informed about your claim. We treat each claim as if it happened to our own home or business. We will always make sure that your best interests are protected.